Legal notice

Checkout is a secure method of payment for you. We have a payment institution license issued by the Financial Supervisory Authority. The service is maintained by Checkout Finland Oy (business ID 2196606-6) and is part of the Nets family.

The checkout payment service will forward your payment to the merchant. If Checkout Finland Oy appears on your bank statement or credit card invoice, we have forwarded your payment.

The online store acts as a marketer of products and services and as a supplier of products to the customer. The online store takes care of the statutory and other obligations related to the transaction. If you want to claim or return a product, you should contact the online store where the product was ordered directly.


BANK FEES
You have payment buttons for all Finnish banks at your disposal. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpankki, Osuuspankki, POP Bank, Säästöpankki, S-pank and the Bank of Åland. Checkout Finland Oy is shown as the payee on your account statement, we forward your payment to the online merchant. From the online store, you will be directed directly to your own bank to make a payment securely.

When using the payment order service, you are bound by the following terms and conditions: Terms and conditions of the payment order service (In English)


CREDIT CARD PAYMENTS
You can pay online with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard and American Express. The online store uses international Verified by Visa, MasterCard SecureCode and American Express SafeKey authentication services. Checkout appears as the payee on the card invoice and forwards the payment card payment paid by the customer directly to the merchant. Card payments are made securely using a secure payment form, and payment card information is not stored in e-commerce systems.


MOBILE PAYMENTS
Mobile payment methods Pivo, MobilePay and Transfer are services that work in the application, with which you can pay for online purchases by bank transfer from your account or by card payment from your card by accepting the payment in that application. Pivo also accepts Transfer payments, so the payment can be accepted in any application that supports Transfer. Apple Pay is a service that works on an Apple device that allows you to pay for purchases from a payment card attached to the device.

Beer
Terms of use are available on Pivo's website.

Pivo Terms of Use

MobilePay
The terms and conditions are available on the MobilePay website.

MobilePay Terms

Move
Conditions applicable to transfer fees:

OP's general terms and conditions for euro payments

Terms of use for the transmission service at Nordea [PDF]

Apple Pay
The Terms of Use are available on the Apple website.

Apple Pay Terms of Use



INVOICING AND CONTRIBUTION SERVICES
Invoice and installment services through Checkout are provided by OP, Walley (Collector Bank), Jousto and AfterPay. Collector also offers invoice and installment options for corporate customers.

Please read the more specific terms for each finance company that you will see when you accept the payment. By accepting the payment, you are also accepting the terms and conditions of the finance company.

Walley (Collector Bank)
Collector's Invoice Terms and Conditions [PDF]

Walley's general invoice, overdraft and installment terms

Standard European consumer credit data

Read more:Collector.fi

Elasticity
Flexible Product Data Sheet [PDF]

Read more:Jousto.com

OP Invoice
OP Invoice Terms and Conditions [PDF]

OP Invoice Product Description for Merchants [PDF]

Read more:Op.fi

AfterPay
Read more:AfterPay.fi

Klarna

Together with Klarna Bank AB (public) (headquarters address Sveavägen 46, 111 34 Stockholm, Sweden) we offer the following payment methods where payment is made directly to Klarna:

  • Invoice: the payment period is 14 days from the delivery of the products. The terms of the Klarna invoice are availablehere.
  • Flexible installment payment: you can pay for your purchase flexibly in monthly installments of at least 1/24 of the amount of the debt (however, always at least EUR 5.00 including interest on the remaining debt).
  • Fixed installment fee: you can choose from different monthly installment options at checkout. The installments decrease on a monthly basis as the outstanding loan amount decreases.
  • Promotional Invoice: If your purchase has been offered an extended payment period of 1-3 months for a start-up fee (e.g. "Buy Now, Pay in February"), you can pay for your purchases according to the terms of your promotional invoice.
  • You can find the terms of the flexible installment payment, fixed installment payment and campaign invoice from here and standard European consumer credit termsfrom here.

You can find more information at Klarnafrom hereand Klarna Terms of Usefrom here. Klarna processes your personal information in accordance with applicable law and Klarnaprivacy statementin accordance with.

In order to provide you with Klarna's payment methods, we will pass on information about you to Klarna, such as your contact information and order information, so that Klarna can assess whether you can be offered different payment methods and provide you with suitable payment methods.